Outer Banks Insurance Agency understands our unique business community. After all, we are an original business member. Our clients span the entire length of our barrier island. As an independent insurance agency in the Outer Banks, we represent multiple insurance companies, which provides you choices in coverage and prices to fit your business needs. Contact Gail Gray, our Commercial Lines Expert at [email protected] for an appointment to discuss your business insurance nc needs.
General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business such as Errors and Omissions (E&O), Employment Practices Liability Insurance (EPLI) and Directors and Officers Insurance (D&O). Outer Banks Insurance Agency recommends that all businesses have general liability coverage in place. Call us and we’ll help make sure you’re properly covered because we’re “keeping watch over you and yours”.
Commercial auto insurance covers a variety of vehicle types (trucks, vans, cars) and drivers (hired, non-owned vehicles), and coverages (owned, rented or leased) as well as some types of motorized equipment. Every business is unique – talk to Outer Banks Insurance Agency today to find out how to get the best business auto insurance, service, price and value.
One of the most common types of business insurance is commercial property insurance, which provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, wind and other natural or manmade disasters are examples of what is typically covered. Contact us to find out how to protect your business and your future with the right insurance.
Commercial Umbrella Policies:
If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event. We are here to get you back in business as quickly as possible, we are committed to “keeping watch over you and yours”.
As a landlord, you want insurance that’s tailored specifically to protect your rental properties. A Landlord Protection policy gives you choices when purchasing the insurance coverage you need. Rental property is a great investment, especially if you protect your assets with excellent coverage. Make sure that you and your property are covered when choosing a landlord protection insurance policy. Talk to us today about the amount of coverage that’s right for you.
Bonds provide a written promise that an insurance company will protect your assets and back up the promises made by someone else. Outer Banks Insurance Agency will work with you on surety, construction, commercial, probate, fidelity and other types of bonds you may need for your business.
Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you’ll see on the bottom line. To find out more about workers’ comp insurance contact us today.