Automobile:
An auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Your car insurance policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle. We can help you determine the best coverage for your needs.
Homeowners:
Your home is likely your most valuable asset. When your home is damaged or destroyed, you need your claim settled by an insurance company that understands this simple fact. Outer Banks Insurance Agency can help you find the homeowners insurance that will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.
Whether you’re a home or condo owner, a renter, or a landlord, we will work with you to find a homeowners insurance policy that fits your needs. We specialize in making it easy to choose the insurance coverage that gives you the best value for the best price. Worried you are no completely covered? Consider an umbrella insurance policy that extends your coverage.
Every home is unique
Talk to us today to find out how to get the best price and value on homeowners insurance nc. We are here “keeping watch over you and yours”.
Life:
The right life insurance, term life or whole life, is important in planning for the future of your loved ones. Life insurance can help you fulfill promises you’ve made to your family after you are gone. The right life insurance policy will be unique and dependent on personal and financial needs. As your life changes, your life insurance coverage may need to change in order to adapt to your current needs. Outer Banks Insurance Agency can write your initial coverage and provide you with life insurance policy “tune-up’s” to ensure your policy continually meets your needs.
Boat:
Outer Banks Insurance Agency can help make your time on our beautiful waters relaxed and worry-free with the right insurance for your safety, the safety of your passengers, your watercraft and your boating equipment. Time spent on the water is special. Boats are special. Let our team assist you with the best boat insurance coverage so you enjoy boating in this special place, the Outer Banks of North Carolina.
Renters:
A renters insurance nc policy covers your personal property against theft or damage subject to the limits and deductible you select. You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Whether you are starting out, between homes, or downsizing, we’ll help you pick the renters insurance nc coverage that protect you, your family and your personal property. We enjoy “keeping watch over you and yours”.
Condo:
Condominium insurance is unique. Outer Banks Insurance Agency will review your HOA agreement with you to determine what the Association policy covers and what you are responsible for. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations and improvements you make to your unit that are your responsibility based on the condo association agreement. Contact us to identify the best combination of coverage, value and price.
Products – Personal Insurance
Motorcycles (and other fun rides):
Outer Banks Insurance Agency insures all types of motorcycles from Harley Davidsons, cruisers and touring bikes, street cycles as well as golf carts, scooters, mopeds, Gators and ATVs. You may benefit from a discount if your motorcycle insurance is an additional policy with us; if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation.
Liability:
Outer Banks Insurance Agency can help you feel secure about protecting your assets and your future with a personal umbrella liability insurance nc policy. If the liability limits are exhausted on your home, auto or other underlying insurance policy, your umbrella liability insurance nc policy takes over and provides you with additional protection. Our team is always “keeping watch over you and yours”.
Flood:
In 1968, Congress created the National Flood Insurance Program (NFIP) to help provide a means for property owners to financially protect themselves since standard home insurance doesn’t cover flooding from floods, hurricanes, tropical storms, heavy rains and other conditions that impact our coastal community. The NFIP offers nc flood insurance to homeowners, renters, and business owners if their community participates in the NFIP.
Flood insurance rates nc apply to both types of insurable property: building and contents. The first covers your building, the latter covers your possessions; neither covers the land they occupy. Please contact us for your flood insurance needs.
Wind:
Outer Banks Insurance Agency can help you with regular wind and excessive wind insurance nc coverage. We can’t control the weather but we can control the wind and hail insurance nc coverage you need to protect your assets. Our team will “blow” you away with excellent customer service. Our commitment is “keeping watch over you and yours”.
RVs & Trailers:
RV insurance can protect your motorhome, travel trailer, camper and even your horse trailer. Let Outer Banks Insurance Agency help you select the right coverage for your RV and trailer needs and get a great price at the same time.
Antique Car:
You need modern insurance for your classic car according to miles driven, vehicle age and vehicle modifications to make sure you have the best policy to meet your needs. Talk with us today to identify the best combination of coverage, value and price for you. We enjoy “keeping watch over you and yours”.
